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Whether you're looking at your first home, your forever home, or you're looking to refinance your existing loan, we're here to help make it happen.


With a vast array of experience in helping hundreds of Western Australians to achieve their home ownership dreams, Neptune Finance Australia is the perfect choice to assist you with your finance needs.

As your local Independent Perth Mortgage Brokers we work with YOUR best interests at heart, and are 100% focused on getting YOU the best deal possible for your individual situation.

Want to see how we can help you?

Simply click the button below and to book in a time for a FREE No Obligation Discovery Call to learn all about our approach to helping with your finance situation! You can also view some of the Services We Offer Here.

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Why Choose A Broker Over Your Bank?



We Work For You, Not The Banks!

When dealing with a broker, you are dealing with someone who works for you, not  for a bank or lender. As such, we weigh up the pros and cons of each loan option before making a recommendation.

In other words, we have your best interests at heart, whereas bank employees will only be able to work to find a solution from the limited options their company offers.


We Have Access To A Huge Amount Of Loan Products!

When going to your bank , you may be able to choose from 3-4 different loan options. This increases the chances of you not qualifying for a loan, as well as limiting the chances of you finding the "right" loan for you.

As a broker we can compare your banks options to 60+ other lenders, meaning we can find the right loan for you from over 1200 different loan options!


You Will Always Speak To Us Directly - Not A Call Centre!

There is nothing worse than spending hours on hold to a bank, to only end up speaking to someone who has never spoken to you before, or even seen your loan application.

When dealing with us we will ALWAYS be your direct point of contact. This means you can pick up the phone at anytime and reach someone that knows exactly where your application is at and is able to give you fast answers

Who Do We Help?

As specialist Perth mortgage brokers, the team at Neptune Finance Australia are well versed in a wide range of scenarios and situations. While we are known to be construction finance specialists, this is due to our ability to adapt to the complexities of construction home loans. The reality is, however, that we also write just as many established home loans and are experts in all things related to residential mortgages.


To simplify things a little more, 95% of our customers fit into one of the following four categories:

  1. First Home Buyers

  2. Next Home Buyers (i.e. 2nd, 3rd home buyers, down sizers and empty nesters)

  3. Refinancing of Existing Loans

  4. Investment Loans


As an extension of this, we also help those who typically struggle with going direct to bank and with some less specialised brokers, including people who are:

  • Self Employed

  • Have Bad Credit

  • Are Previously Bankrupt

  • Are SMSF Purchasers

  • Want A Guarantor Loan

  • Want A Low Deposit Loan

For more details on the services we offer, click the Our Services tab from the menu above, or alternatively click to email us below.

Not Sure Where To Start? Check Out Our FREE Guides!

Neptune's Borrowers Guide To Your First Home
Neptune's Borrowers Guide To Lending
Neptune's Construction Guide
Neptune's Borrowers Guide To Construction

Want To Request A Callback?

For an obligation free chat, please use the  following Contact form and we will get back to you within 1 business day.

Alternatively, you can reach us

 via the following channels:

Phone: 08 9200 4840

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